Spruce’s settlement fees are all-inclusive, and includes use of our dashboards, eClosing software, and customized reporting at no additional charge.
Spruce’s standard closing fee is highly competitive, and can be lowered even further through adoption of API integrations, repeatable business processes and scaled volume.
Spruce works with multiple underwriters to offer lower premiums, including reissue rates & hold-open rates.
American Digital Title Insurance Company (ADTIC) provides a "digital discount" for Spruce's select clients that are up to 20% below competitor rates.
Spruce maintains strong relationships with its insurers and underwrites almost all transactions in-house.
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