Bundled, All-Inclusive Settlement Fees

Spruce’s settlement fees are all-inclusive, and includes use of our dashboards, eClosing software, and customized reporting at no additional charge.

Spruce’s standard closing fee is highly competitive, and can be lowered even further through adoption of API integrations, repeatable business processes and scaled volume.

  • State

  • Closing and settlement fee
  • Bank charges and wires
  • Overnight deliveries/Fedex
  • eSignature notary fees
  • eRecording fees
  • Search fees
  • Total settlement fees
  • Attorney fees
  • Cancelation fees
  • Leading title competitor

  • $550
  • $10
  • $45
  • $125
  • $5
  • $10
  • $700
  • Varies
  • $100
  • Spruce

  • $595
  • Included
  • Included
  • Included
  • Included
  • Included
  • $595
  • Varies
  • Waived

*Prices shown are illustrative. We may charge extra for additional notaries, double-signings, cancellations, in-person recording, as well as CPL

Lower title premiums

Spruce works with multiple underwriters to offer lower premiums, including reissue rates & hold-open rates.

American Digital Title Insurance Company (ADTIC) provides a "digital discount" for Spruce's select clients that are up to 20% below competitor rates.

Spruce maintains strong relationships with its insurers and underwrites almost all transactions in-house.

Let’s Get Started

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